WORLDKY

Boat & Recreational Vehicle Insurance Many people believe that boats, RVs and other expensive toys are covered in their homeowner’s insurance. Jody Entrekin with Entrekin Insurance Services explains why this is most likely not the case and what you can do to make sure you’ve got proper coverage.

The reason to opt for separate insurance for your collection is that it won’t affect the premium of your current homeowner’s insurance. Additionally, most homeowners and renters insurance coverage limits rarely exceed $5,000, do not always cover certain losses associated with damage or loss outside the home, and may have high deductibles written in. With…